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TERMS OF SERVICE

Just My Trading Thoughts LLC (d/b/a JMT²) Last updated: June 29, 2026 · Draft v1 — self-drafted; to be reviewed by counsel at the planned attorney consult.

These Terms of Service ("Terms") are a binding agreement between you and Just My Trading Thoughts LLC, a Texas limited liability company doing business as JMT² ("JMT²," "we," "us"). By creating an account, subscribing, or using www.jmtt.ai, app.jmtt.ai, or our mobile app (the "Services"), you agree to these Terms, our Privacy Policy, and our Risk Disclosure, each incorporated by reference.

These Terms contain a binding arbitration clause and a class-action waiver. Please read Section 12 carefully.

1. Who we are — and what we are not

JMT² is a publisher of general financial education and market commentary. We are not a registered investment adviser, broker-dealer, commodity trading adviser, or financial planner, and we do not provide personalized investment advice or establish any fiduciary or advisory relationship. All content is general, identical for all subscribers, and for educational and informational purposes only. See the Risk Disclosure.

2. Eligibility

You must be 18 or older and located in the United States to use the Services. By using the Services you represent that you meet these requirements and have the legal capacity to enter into this agreement.

3. Accounts

You are responsible for your account credentials and for all activity under your account. Provide accurate information and keep it current. Notify us promptly at hello@jmtt.ai of any unauthorized use.

4. Subscriptions, billing, and cancellation

  • Plans & pricing. Paid plans and current pricing are shown at checkout. Founding membership (first 100 members) is offered at the founding rate and, once enrolled, that rate remains locked for the life of a continuous, uncancelled subscription. Standard pricing applies after founding seats are filled.
  • Free trial. Paid plans include a 7-day free trial. We collect your payment method at signup but do not charge you during the trial. If you do not cancel before the trial ends, your paid subscription begins automatically and your payment method is charged for the plan you selected, then on each renewal until you cancel. A permanent free tier is available if you prefer not to subscribe.
  • Billing. After any free trial, subscriptions are billed in advance on a recurring basis (monthly or annually, as selected) through our payment processor (Stripe). By subscribing, you authorize recurring charges until you cancel.
  • Auto-renewal. Subscriptions automatically renew at the end of each billing period at the then-current rate for your plan (founding members keep their locked founding rate while continuously subscribed).
  • Failed payments. If a payment fails, we may suspend access while we attempt to process the charge. If payment is not received within 14 days, your subscription may be cancelled and any founding rate forfeited.
  • Cancellation. You may cancel anytime from your account; cancellation stops future renewals. Access continues through the end of the paid period.
  • Founding rate forfeiture. If a founding member cancels or lapses, the founding rate is forfeited; re-subscribing will be at then-current standard pricing.
  • Refunds. Because paid plans include a 7-day free trial, you can evaluate all paid features risk-free and cancel before any charge. After the trial, payments are non-refundable except where required by law. Cancelling stops future renewals; it does not refund amounts already paid for the current period.
  • Price changes. We may change standard pricing on prospective renewals with at least 30 days' notice; founding locked rates are honored per above.

5. AURA behavioral coaching

What AURA is. AURA is JMT²'s AI-powered behavioral pattern-recognition tool. It observes patterns in how you engage with the Services and your own journal and reflects those patterns back to you in educational terms.

What AURA is not. AURA is not a licensed financial adviser, therapist, counselor, or mental health professional. AURA does not provide personalized investment advice, direct specific trades, provide mental health or therapeutic services, or provide clinical assessments or diagnoses.

Limitations. AURA's commentary is derived solely from your behavioral data within the Services. It does not have access to your external financial accounts, personal circumstances, or medical history, and its observations are not diagnostic. If you are experiencing mental health concerns, please seek support from a licensed professional.

6. License and acceptable use

We grant you a limited, personal, non-transferable, revocable license to access the Services for your own non-commercial use. You agree not to: share account access; copy, resell, redistribute, scrape, or republish our content; reverse engineer, decompile, or disassemble the Services; use our content to train, develop, or improve any competing AI or machine-learning system; misuse data; remove proprietary notices; or use the Services unlawfully. Community participation is subject to our community guidelines; we may moderate or remove content and accounts.

7. Intellectual property

All content, software, branding (including "JMT²"), curriculum, signal logic, data pipelines, and materials are owned by JMT² or its licensors and protected by law. You receive no ownership rights and no license except as expressly stated in Section 5–6.

8. No advice; assumption of risk

You acknowledge that the Services provide education and general commentary, not financial advice, that trading involves substantial risk of loss, and that you are solely responsible for your own decisions. You accept the Risk Disclosure in full.

9. Disclaimers

THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY SIGNAL OR DATA IS ACCURATE, PROFITABLE, OR TIMELY. OPTIONS TRADING INVOLVES SUBSTANTIAL RISK AND IS NOT SUITABLE FOR ALL INVESTORS.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JMT² WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR ANY TRADING OR INVESTMENT LOSSES, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (i) THE TOTAL FEES YOU PAID US IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (ii) $100. These limits apply regardless of the theory of liability and even if a limited remedy fails of its essential purpose. Some jurisdictions do not allow certain limitations; where prohibited, the limitation applies only to the extent permitted by law.

11. Indemnification

You agree to indemnify and hold JMT², its members, officers, employees, and agents harmless from claims and expenses (including reasonable attorneys' fees) arising out of your use of the Services, your violation of these Terms or any third-party right, or any trading losses resulting from your independent decisions.

12. Dispute resolution; governing law

Informal resolution first. Before starting arbitration, you agree to contact us at hello@jmtt.ai with a written description of your claim and give us 30 days to resolve it informally.

Binding individual arbitration. If unresolved, you and JMT² agree that any dispute arising out of or relating to these Terms or the Services will be resolved by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, seated in Travis County, Texas, rather than in court, except that either party may bring qualifying claims in small-claims court and either party may seek injunctive relief in court to protect intellectual property.

Class-action waiver. You and JMT² each waive the right to a jury trial and to participate in any class, collective, or representative action. If this waiver is found unenforceable, the entire arbitration provision in this Section is void.

Opt-out. You may opt out of arbitration by sending written notice to hello@jmtt.ai within 30 days of first using the Services, stating your name, address, and a clear statement that you are opting out.

Governing law and venue. These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules. For any matter not subject to arbitration, you consent to exclusive jurisdiction and venue in the state and federal courts located in Travis County, Texas.

13. Termination

We may suspend or terminate access for violation of these Terms or for any lawful reason. Sections that by their nature should survive (including Sections 7–12 and 14) survive termination.

14. Bilingual platform

The Services are offered in English, with Spanish forthcoming. In the event of any conflict or inconsistency between the English and Spanish versions of these Terms or any other JMT² document, the English version governs and controls.

15. Miscellaneous

Entire agreement. These Terms, with the Privacy Policy and Risk Disclosure, are the entire agreement between you and JMT² regarding the Services. Severability. If any provision is found unenforceable, the rest remain in effect. Waiver. Our failure to enforce a provision is not a waiver. Assignment. You may not assign your rights without our consent; we may assign freely. Notices. Notices to JMT² go to hello@jmtt.ai or the address below; notices to you go to your account email. Force majeure. We are not liable for failures due to causes beyond our reasonable control, including data-feed interruptions, exchange outages, or acts of God.

16. Changes

We may update these Terms; material changes will be posted with a new "Last updated" date and, where appropriate, notice. Continued use after changes means you accept them.

17. Contact

Just My Trading Thoughts LLC (d/b/a JMT²) · 5900 Balcones Drive, Ste 100, Austin, TX 78731 · hello@jmtt.ai

JMT²

© 2026 JMT². All rights reserved. Built in San Antonio, TX.

Institutional intelligence. Built for the rest of us.

Terms of Service Privacy Policy Risk Disclosure

Educational use only. Not financial advice. JMT² provides options flow data, educational content, and AI behavioral coaching tools for informational and educational purposes only. Nothing on this platform constitutes personalized investment advice, a recommendation to buy or sell any security, or a solicitation to trade. Options trading involves significant risk of loss and is not appropriate for all investors. Past system behavior does not guarantee future results. Users are solely responsible for their own trading decisions. JMT² is not a registered investment advisor, broker-dealer, or financial institution.