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RISK DISCLOSURE

Just My Trading Thoughts LLC (d/b/a JMT²) Last updated: June 29, 2026 · Draft v1 — self-drafted; to be reviewed by counsel at the planned attorney consult.

This Risk Disclosure is incorporated into and forms part of the JMT² Terms of Service. Please read it carefully before using JMT². By using the platform, you acknowledge and accept the risks described below.

1. We are a publisher, not an adviser

Just My Trading Thoughts LLC (d/b/a "JMT²") is a publisher of general-circulation financial education and market commentary. JMT² is NOT a registered investment adviser, broker-dealer, commodity trading adviser, financial planner, or fiduciary, and does not provide personalized investment advice. Nothing on the platform is a recommendation, solicitation, or offer to buy or sell any security or to adopt any investment strategy.

2. Everything we provide is general and educational

All content — including the SOMS curriculum, AURA behavioral coaching, Flow Feed, Signals, charts, market preparation, community, and any commentary — is general, the same for all subscribers, and for educational and informational purposes only. It is not tailored to your financial situation, objectives, or risk tolerance.

3. Signals and flow are information, not instructions

Flow data, signal cards, and similar features are presented as trade ideas and market information — not trades to take. JMT² does not tell you to buy, sell, hold, avoid, go long, or go short. You alone decide whether and how to act.

4. Options trading involves substantial risk of loss

Options trading involves a high degree of risk and is not suitable for every investor. Risks include, without limitation: - Total loss of premium. When you buy a call or put, you can lose the entire premium paid if the option expires worthless — even if the underlying moves in your anticipated direction, if the move is insufficient in size or timing. - Time decay (theta). An option loses value as it approaches expiration, all else equal. Long options, the primary focus of JMT² signals, erode continuously from time decay. - Leverage. Options give leveraged exposure; this amplifies losses as much as gains, and losses can occur rapidly. - Volatility. Changes in implied volatility can move an option's price independent of the underlying, so an option can lose value even when the underlying moves your way. - Liquidity. Some contracts trade thinly, producing wide bid-ask spreads, difficulty exiting, or fills far from quoted prices.

You can lose your entire investment in options. Only trade with capital you can afford to lose entirely.

5. Signal limitations

  • Not predictions. Signals are pattern-based observations from analysis of options flow and market structure. They indicate that certain patterns have been observed; they do not guarantee any particular outcome.
  • No guarantee of accuracy or profitability. Performance varies across market conditions, time periods, underlyings, and execution circumstances. Past performance, real or simulated, does not guarantee future results.
  • Market-regime risk. Patterns effective in one regime (e.g., trending vs. mean-reverting) may underperform or lose in another, and regime shifts can be sudden.
  • Execution gap. Conditions, pricing, liquidity, and spreads can change between when information is published and when you act. JMT² is not responsible for the costs or risks of delayed execution.
  • Concentration risk. Signals focus on a curated universe of underlyings, which can produce concentrated exposure and amplify the impact of adverse moves in those names.

6. Hypothetical and illustrative figures

Any examples, scenarios, or figures shown are hypothetical or illustrative and do not represent actual results any user obtained or will obtain. If JMT² presents signal performance or backtested results in the future, the following apply: hypothetical and backtested results have inherent limitations and often differ sharply from actual results; backtests are calculated retroactively and are subject to overfitting and look-ahead bias; and assumptions about fills, slippage, market impact, transaction costs, and behavior may not match live trading. Treat any such figures with significant caution.

7. Platform and operational risks

  • Data dependency. The platform depends on third-party data providers (including Massive.com for real-time options flow). Outages, interruptions, or errors may cause delayed, inaccurate, or unavailable information.
  • Delays. Market data is time-sensitive; there may be delays between market events, publication, and delivery to your device, and prices at delivery may differ from prices at which you can trade.
  • No execution services. JMT² does not place trades on your behalf. You maintain your own brokerage account, determine your own position sizing, and independently decide whether anything is appropriate for you.

8. You are responsible for your own decisions

The platform provides general commentary, the same for all subscribers. It is not personalized advice, and JMT² has no knowledge of your full financial situation, experience, risk tolerance, or objectives. You are solely responsible for your own trading and investment decisions and their outcomes. Before making any financial decision, consult a licensed financial professional who can consider your individual circumstances.

9. Tax

Options trading can have complex tax consequences (short-term gains treatment, straddle and constructive-sale rules, and more) that vary by individual circumstance. JMT² does not provide tax advice; consult a qualified tax professional.

10. No guarantees

JMT² makes no guarantee of any profit, result, performance, or outcome. Nothing on the platform is a promise of future returns.

11. Eligibility

JMT² is offered to users in the United States who are 18 years of age or older.

12. Acknowledgment

By using JMT², you acknowledge that you have read and understood this Risk Disclosure; that options trading involves substantial risk of loss; that JMT² signals are not investment advice and carry no guarantee of accuracy or profitability; that any hypothetical figures may not reflect live results; that you make all decisions independently and at your own risk; and that you are prepared to sustain losses up to the total loss of any capital you commit.

Questions? Contact us at hello@jmtt.ai.

JMT²

© 2026 JMT². All rights reserved. Built in San Antonio, TX.

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Terms of Service Privacy Policy Risk Disclosure

Educational use only. Not financial advice. JMT² provides options flow data, educational content, and AI behavioral coaching tools for informational and educational purposes only. Nothing on this platform constitutes personalized investment advice, a recommendation to buy or sell any security, or a solicitation to trade. Options trading involves significant risk of loss and is not appropriate for all investors. Past system behavior does not guarantee future results. Users are solely responsible for their own trading decisions. JMT² is not a registered investment advisor, broker-dealer, or financial institution.